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SBA loans, working capital lines, equipment finance and revenue-based funding — real cost of capital, not headline rates.
Stacked advances can consume 20-30% of daily deposits before payroll is funded. Here is how restructuring, consolidation and refinancing actually work — and what each option really costs.
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The eligibility list is short; the underwriting file is not. Here is what a lender reviews before an SBA 7(a) application moves forward, and where most applications stall.
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A flat 1.3x factor sounds cheaper than 14% APR until you convert it. How to compare non-dilutive funding options on the only basis that matters — effective annual cost.
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